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Bajaj Finance

·      Net profit Rs3160cr (up 31% YoY) – Expectation Rs3100cr ·      Revenue Rs11360cr (up 32% YoY)  estimate Rs10000cr ·      Provision for loan losses Rs859cr (up 2.1% QoQ) - estimate ·      GNPA 0.94% vs  1.14% (QoQ) ·      Net interest income Rs7771co (up 28% YoY) – expectation Rs6300cr ·      Assets under management (AUM) Rs2.47 trillion (up 25% YoY) – expectation 26% ·      New loan bookings up 20% ·      Capital adequacy ratio 25% ·      Dividend per share Rs30